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How to Say ‘Do you have health insurance?’ in German

Sind Sie krankenversichert?

zint zee KRAHN-ken-fehr-zikh-ert

[zint zee KRAHN-ken-fehr-zikh-ert]

🇩🇪 In Germany: Health insurance is compulsory in Germany, and you usually need proof of it to get or extend a residence permit.

Phrase Breakdown

Sind Sie

zint zee

Are you (formal)

The start of a formal yes/no question. 'Sie' with a capital S is the polite 'you'. Both words begin with a soft 'z' sound.

Example

Sind Sie Herr Müller?

Are you Mr. Müller?

Words in this phrase

Sind

[zint]

are

Form of 'sein' used with 'wir' to mean 'we are'.

Example

Dann sind wir pünktlich am Drehort.

Then we are on time at the shooting location.

Sie

[zee]

you

The formal 'you' used in polite professional conversations.

Example

Ich freue mich, Sie hier auf der Jobmesse zu sehen.

I am pleased to see you here at the job fair.

krankenversichert?

KRAHN-ken-fehr-zikh-ert

health-insured

Combines 'Kranken' (sick) and 'versichert' (insured). Stress KRAN-ken. The 'v' sounds like 'f', and 'ch' is the soft hissing sound as in 'ich'.

Example

Alle Mitarbeiter sind krankenversichert.

All employees are health-insured.

Words in this phrase

krankenversichert

[KRAHN-ken-fehr-zikh-ert]

health-insured

Having health insurance coverage.

Example

Ich bin gesetzlich krankenversichert.

I have statutory health insurance.

Guides for German learners

Duolingo vs Pimsleur: Tapping on a Screen or Talking Out Loud?Duolingo vs Pimsleur: five minutes of tapping versus thirty minutes of speaking. What each is good at, what each costs, and which to pick for your goal.

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