How to Say ‘By card or in cash?’ in Spain Spanish
¿Con tarjeta o en efectivo?
kohn tahr-HEH-tah oh ehn eh-fehk-TEE-voh
[kohn tahr-HEH-tah oh ehn eh-fehk-TEE-voh]
💬 Usage Tip: Each way of paying takes its own little word: con for card, en for cash. They stay the same in a full sentence: pago con tarjeta "I'll pay by card", pago en efectivo "I'll pay in cash".
🇪🇸 In Spain: Paying by card for even a single coffee is completely normal in Spain, and contactless is everywhere. You'll often hear this just as you go to pay at the bar.
Phrase Breakdown
¿Con tarjeta
kohn tahr-HEH-tah
By card
'Tarjeta' has a throaty 'j': tar-HE-ta.
Pago con tarjeta.
I'll pay by card.
Words in this phrase
Con
[kohn]
with
Preposition used to indicate company, connection, or interaction.
Hablé con una empleada sobre el ambiente laboral.
I spoke with an employee about the work environment.
tarjeta
[tahr-HEH-tah]
Card
A physical or digital medium for making payments.
Voy a pagar con tarjeta de crédito.
I am going to pay with a credit card.
o en efectivo?
oh ehn eh-fehk-TEE-voh
or in cash?
'Efectivo' means cash. Link the words: o-e-ne-fec-TI-bo.
Solo en efectivo.
Cash only.
Words in this phrase
o
[oh]
or
Offers an alternative or option.
Puedes comer esto o aquello.
You can eat this or that.
en
[ehn]
in
A preposition meaning inside or within a place, situation, or context.
En «En» mi empresa, todos colaboran bien.
In my company, everyone collaborates well.
efectivo
[eh-fehk-TEE-voh]
Cash
Physical currency used for payment.
Prefiero pagar en efectivo.
I prefer to pay in cash.
Get the Full Learning Experience
This lesson is just a preview. Download PrettyFluent to practice pronunciation, roleplay conversations, and master vocabulary with spaced repetition.
Pronunciation Feedback
AI-powered feedback on what you say out loud
Spaced Repetition
Retain vocabulary long-term with smart practice
Immersive Roleplaying
Practice real conversations with AI partners
Lessons for Your Situation
Request lessons tailored to your specific needs
Get Full LessonWhat Learners Are Saying
“This app is my secret weapon in Barcelona! Just enough to go about daily life and no more feeling lost or helpless while my husband and I live abroad.”
Michelle C., 30, Mom of Two
“Learning a language has never been as immediately impactful. Now I can charm the locals and navigate the food scene like a boss.”
Alex M., 42, Software Engineer
“I tried five different apps before this one. The roleplay conversations are what finally made things click. I actually remember what I learn now.”
Sofia R., 31, Marketing Manager