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How to Say ‘You can pay in cash or by card’ in Spain Spanish

Puedes pagar en efectivo o con tarjeta

PWEH-dehs pah-GAHR ehn eh-fek-TEE-voh oh kohn tar-HEH-tah

[PWEH-dehs pah-GAHR ehn eh-fek-TEE-voh oh kohn tar-HEH-tah]

💬 Usage Tip: Common in shops and restaurants when discussing payment.

🇪🇸 In Spain: Flexibility in payment is typical, card payments are quite common.

Phrase Breakdown

Puedes

[PWEH-dehs]

Can you

Inquiring if someone is able to perform an action.

Example

Puedes pagar en efectivo o con tarjeta?

Can you pay in cash or with a card?

pagar

[pah-GAHR]

Pay

To give money in exchange for goods or services.

Example

Voy a pagar en efectivo.

I am going to pay in cash.

en efectivo

ehn eh-fek-TEE-voh

in cash

Refers to physical currency as a payment method.

Example

Pago en efectivo

I pay in cash

Words in this phrase

en

[ehn]

In

Indicating the method of payment.

Example

¿Pagas en efectivo o con tarjeta?

Do you pay in cash or with card?

efectivo

[eh-fek-TEE-voh]

Cash

Physical money in the form of coins or notes.

Example

Prefiero pagar en efectivo.

I prefer to pay in cash.

o con tarjeta

oh kohn tar-HEH-tah

or with a card

Offers an alternative payment method using card.

Example

Paga en efectivo o con tarjeta

Pay in cash or with a card

Words in this phrase

o

[oh]

Or

Indicates an alternative option.

Example

Puedes elegir: en efectivo o con tarjeta.

You can choose: cash or card.

con

[kohn]

With

Indicates the use of a particular payment method.

Example

Vamos a pagar con tarjeta.

We are going to pay with card.

tarjeta

[tar-HEH-tah]

Card

A small plastic card issued by a bank, used to make payments.

Example

Pago con tarjeta de crédito.

I pay with a credit card.

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