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How to Say ‘Are you paying by card or in cash?’ in French

Vous payez par carte ou en espèces ?

voo pay-YAY pahr kart oo on es-PESS

[voo pay-YAY pahr kart oo on es-PESS]

🇫🇷 In France: Cards are accepted almost everywhere in France, including for small amounts. Contactless payment is routine.

Phrase Breakdown

Vous payez

voo pay-YAY

Are you paying

This is the polite 'vous' form of 'payer'. 'Payez' sounds like 'pay-yay'.

Example

Vous payez maintenant ?

Are you paying now?

Words in this phrase

Vous

[voo]

you

Used to refer to the person or people being addressed.

Example

Vous aimez le film?

Do you like the movie?

payez

[pay-YAY]

pay

Form of the verb payer used with vous.

Example

Vous payez à la caisse.

You pay at the till.

par carte

pahr kart

by card

'Par carte' means paying by bank card. Roll the r lightly at the back of your throat.

Example

Je paie par carte.

I pay by card.

Words in this phrase

par

[pahr]

by

After 'commencer', it introduces the first step.

Example

Commence par lire.

Start by reading.

carte

[kart]

card (bank card)

Here a payment card; also menu or map.

Example

J'ai oublié ma carte.

I forgot my card.

ou en espèces ?

oo on es-PESS

or in cash?

'En espèces' means 'in cash'. Link the words with a z sound: 'en-nes-pèce'. The final s is silent.

Example

Je préfère payer en espèces.

I prefer to pay in cash.

Words in this phrase

ou

[oo]

or

A conjunction used to offer an alternative or another option.

Example

Ou en terrasse si vous préférez.

Or on the terrace if you prefer.

en

[on]

in

A preposition indicating inclusion within a space.

Example

Il est en France.

He is in France.

espèces

[es-PESS]

cash

Used in 'en espèces' meaning paying in cash.

Example

Je paie en espèces.

I pay in cash.

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